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(850) 434-9300

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(888) 730-7790





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About  Us

“We know this community well and we want to make certain that those who grew accustomed to a handshake and a personal face on a transaction can get that kind of service again.”

Banking was once done on a handshake. Personal relationships between banker and customer were melded on baseball fields, church pews, and at potluck suppers. But the demands for faster growth and larger profits forced ever larger but less personal banks to meet those demands. Coupled with deregulation and mergers, the personal touch was missing in most situations.

A return to community bank service is the cornerstone of the development of Gulf Coast Community Bank. Under direction of local business leader and former State representative Buzz Ritchie, Gulf Coast Community Bank offers Escambia and Santa Rosa County residents and business owners another choice in banking.

Buzz is joined by a team of experienced bankers who are long time residents of Northwest Florida and have made exceptional contributions to a host of community activities.

Serving with Buzz on the Board of Directors are ten other successful business owners and community givers. They are:

Bob Harbour, Eric Gleaton

Jan Miller, Dick Baker & Diane Appleyard

Jack Williams, Susan O'Connor
& Lewis Bear, Jr.
Scott Bell, Doug Halford

In addition, an outstanding Community Advisory Board has been assembled. These eighteen individuals add depth and diversity for the two counties (Santa Rosa and Escambia) that the bank will serve. This group consists of:

Laverne Baker        
Bill Boesch        
Sandy Burkhead    
Zane Burkhead         
Pam Caddell          

Rick Caroll 
Mark & Cindy Cotton
Brian DeMaria 
Bill Gibson
Ken Jernigan
Phyllis Johnson 

Steve Mack
Gary Michaels
Rob Montgomery
Ron Miller
Harry Moore
John Thomas

Gulf Coast Community Bank officially opened on July 3, 2003 in a beautifully renovated space at 40 North Palafox Street in downtown Pensacola.  By 2008, we had five locations with a footprint covering northern and southern Escambia and Santa Rosa Counties.   Today, we open accounts daily and are lending to qualified borrowers throughout the community.  All of our offices offer a complete line of banking services; which include mortgages as well as our own in-house brokerage service, offered through NBC Securities, Inc. / RBC Capital Markets. We are proud of our team of banking professionals who understand that customer service and satisfaction comes first!  All coupled with a smile, a handshake, and a focus on personal relationships.


Copyright © 2015 Gulf Coast Community Bank.NMLS ID 412799