Main Office

(850) 434-9300

After Hours:
(888) 730-7790





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Mortgage Loans

 If you are interested in buying, building, or refinancing your home, contact one of our mortgage specialists today. Let us match one of our many products to your specific needs. Our full service residential lending department offers:

  • Conventional, FHA, USDA and VA loans 
  • Construction / Permanent loans 
  • Programs for first time homebuyers
  • Condominium financing
  • VA IRRL loans
  • FHA Streamline IRR loans
  • Reverse Mortgages  
  • Second mortgages and home equity lines of credit 
  • HARP Loans

Meet our experienced team of experts!



            Nancy Connelly            
Vice President
Residential Lender
NMLS# 805531  
850-202-4260 (Office)
850-255-3978 (Cell)


Kim Cato-Chalmers
Residential Lender
850-202-4285 (Office)
850-554-4609 (Cell)


Diana Blanchard
Residential Lender
NMLS #1116943 
850-202-1309 (Office)
850-255-3215 (Cell) 

Ed Brown
Vice President
Residential Lending Manager
NMLS# 416348
850-202-1307 (Office)
850-324-2976  (Cell) 

Residential Mortgage Forms



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